ABOUT US

Welcome to

Malone Insurance Agency

Here at Malone Insurance Agency, it is our mission to provide you with unparalleled personal customer service. What does this mean? It means that we will return your calls promptly; it means that we will always go the extra mile to find you all the discounts for which you qualify; it means we are right here, in your neighborhood, when you need us most; it means we get to know you, so that we can get to know your needs.


We have been serving this area since February 1st, 1997. We are a full service insurance agency that offers most types of insurance, including auto, home, life, and commercial policies. As well as servicing the areas car insurance and home insurance needs, we are happy to help our customers with the full spectrum of insurance options. 


Our commitment to our customers has been noticed nationally, and we have earned numerous awards. Most notably, The Malone Insurance Agency is an:

12 Time President's Council Member

15 Time Champion Award Winner

17 Time Toppers Club Member


The President's Council is a prestigious award that less than 1% of agencies achieve. This gives us the unique opportunity to be mentors to other agents. 


Our main goal, however, is to be known locally by you. We want to give our customers the best possible experience. We pledge to be there for our customers when they have a car wreck; we want to be there in the event of a house fire; and we want to be there in any emergency we are called in to help with. 


 It is our privilege to serve the Fairhope, AL area and the Baldwin County and Gulf Coast areas. Please give us a call or come by, because we look forward to serving you!


MEET OUR STAFF

At Malone Insurance Agency, we value a personal customer experience. One of the best ways to feel comfortable with us is to get to know us so that we can get to know you and your insurance needs. 

We have assembled a fine staff that value putting in the extra time and effort to make sure all your insurance and financial needs are met. 

To find a certain staff member, please scroll down or click their name on the list in the upper left. 

To reach a particular staff member by phone, just call us at 251.990.4000 and ask for that person.

ANDY MALONE

AGENT/OWNER

 Andy Malone was born and raised in Fairhope. He attended the Fairhope Public School system and graduated from Fairhope High School in May 1992. Andy began college in September of 1992 and graduated from Auburn University in August of 1996 with a Bachelor of Science degree in Business Economics. While at Auburn, he was a member of the Economic Honors Fraternity (Omicron Delta Epsilon), as well as FMA's (Financial Management Association) National Honor Society. Soon after graduating from Auburn, Andy was recruited by Farmers Insurance and immediately entered their training program. After completing the first stage of training classes and obtaining his state licenses, Andy opened Malone Insurance Agency. His first policy went into effect February 1, 1997. Andy enjoys going to Church, spending time with family, hunting, fishing, outdoor sports, and following Auburn athletics. He lives in Fairhope with his wife, Melanie, a graduate of Troy State University, and their five children: Sam, John, Jack, Drew, and Molly.  


MATT MALONE

AGENT/OWNER

Matt Malone was born and raised in Fairhope, Al. He is a graduate of Fairhope High School and received his Bachelor of Science degree in Business Management from Auburn University. Matt has been partner of the Malone Agency with his brother Andy since 1998. He is a fully licensed life/health and property/casualty insurance agent. Matt resides in Fairhope with his wife Nichole and their two sons: Ben and Riley. He is an avid hunter and when that hobby is not in its prime, he also enjoys fishing, coaching his son’s baseball team spending time with friends and family and Auburn athletics.


PAULA MALONE

CUSTOMER SERVICE

As office manager of Andrew Malone Insurance Agency, Paula enjoys working with her sons. Paula's background in the banking industry and her husband's many business ventures have equipped her to help The Malone Agency provide quality service to its customers. Paula's favorite past time is being "Meme" to her 8 grandchildren. She also enjoys gardening, exercising, baking, playing bridge (with the same group for 25 years) and spending time with family and friends. Paula and Earle live on a farm in Silverhill with an organic garden, chickens and a fish pond for the grandchildren to enjoy.


JEFF FAULKNER

AGENT

Jeff grew up in Birmingham, AL. He is a graduate of Auburn University.  He is a fully licensed life/health and property/casualty insurance agent.  He has been with Farmers since 2010 and joined the Malone agency in 2020.  Jeff and his wife Juliet live in Fairhope, AL with their 4 boys and 3 girls.  He spends most of his free time coaching youth sports (football, baseball, and basketball).


JULIANA GREEN

AGENT

Juliana was born and raised in Brazil. She came to the United Sates as an exchange student to finish out her senior year in Arkansas. She is married to Rusty Green, an Arkansas native. They moved to the Eastern Shore in 2001 after their second son was born.  Juliana joined Malone Insurance Agency in November of 2020. She holds a Property and Casualty Insurance license.  She's an avid Crossfitter and also loves her second job as a Crossfit coach. 


HOLLY MORGAN

AGENT

Holly grew up in Summerdale and graduated from Foley High School in 1996.  She then attended the University of Alabama before getting married and becoming a mother of two.  She worked part time before joining the Malone Agency in 2010 and is a fully licensed life/health/property/casualty agent.  Holly spends her free time at church, with family, and at the ball park


JEREMY MORGAN

AGENT

Jeremy was born and raised in Fairhope, Alabama where he still resides. He attended the Fairhope school system and graduated in 1996. Jeremy retired from the City of Fairhope after 25 years of service and joined his wife, Holly, at Malone Insurance Agency in July 2023. He is a fully licensed life/health/property/casualty agent with AHIP certification. Jeremy and Holly have 2 children and spend their free time at church and the ball park. 


CHERYL NELSON

AGENT

Cheryl attended high school at Fairhope High for two years and finished at Theodore high school in Alabama. She then attended the University of South Alabama for a year and finished her college education at the 20th Century Business College in 1977. Cheryl joined Malone Insurance Agency in April of 2010. She is currently licensed with the State of Alabama Department of Insurance and she holds a Property and Casualty and Life and Health Insurance license. She is married to Malcolm Nelson. Cheryl enjoys watching football. Cheryl is an active member of the Eastern Shore Baptist church in Daphne, Alabama and enjoys spending time with her family.


GRETCHEN PARKER

AGENT

Gretchen grew up in Dallas, Texas. She attended Colorado State University. She married her husband, Kyle, after college and stayed at home for many years with her children, Jack and Molly. They moved to Fairhope in the summer of 2021 for Kyle to become the senior pastor of Eastern Shore Presbyterian Church. Gretchen is a fully licensed life/health/property/casualty agent. She spends her free time with family, running, and getting to know the Eastern shore area.


ANDY REZNER

AGENT

 Andy was born and raised in Fairhope, Alabama. He is a graduate of Auburn University and is a licensed Life/Health and Property/Casualty insurance agent. He resides in Fairhope with his wife Tiffany and their three sons. He joined Malone Agency in the Summer of 2021. Andy is a member of 3 Circle Church and loves spending time with his family at the ballpark.


MICHAEL WERNETH

AGENT

Michael Werneth grew up on the Eastern Shore and graduated from Daphne High School in 1992. He received a baseball scholarship to George Wallace College and then attended Troy University, where he met his wife, Jennifer. He joined Malone Insurance in 2002, and is a fully licensed life/health and property/casualty insurance agent. Michael attends Eastern Shore Presbyterian Church and enjoys spending time with his family at Fish River, fishing, hunting, and watching Alabama football. He and Jennifer live in Fairhope with their three children, Luke, Leah, and Laney. 


CHESLEY ETHERIDGE

CUSTOMER SERVICE

Chesley is a native of Baldwin County. She loves living on the Gulf Coast because of its small-town atmosphere, Southern charm and hospitality. In her spare time, she's actively involved in giving back to the community and enjoys the rewarding feeling of helping others. She's been an active member of the Junior League of Mobile for five years, is an aunt to a beautiful niece and nephew, and avid believer that we should all 'toss kindness around like confetti'. Faith, family and friendships are all important staples in her life. 


CHASITY PHELPS

CUSTOMER SERVICE

Chasity grew up in Troy, AL and she moved to the Eastern Shore with her family in 2009. She first received her Property and Casualty license in 1995 and was an agent for many years until deciding to stay at home to be with her 3 children. She just recently decided to re-enter the insurance market and join the Malone Insurance family. In her spare time, she enjoys decorating and spending time with her family. 


NICOLE MERCANTE

CUSTOMER SERVICE

Nicole was born and raised in Mobile, Alabama and graduated from McGill-Toolen. She is married to Frank and they have 3 children: Frankie, Maddie, and Mary. She has worked in customer service, but the last 16 years she has been blessed to be at home with her children. They moved back to Spanish Fort in 2021 and have enjoyed being back home. She joined the Malone Agency in 2023 with the desire to provide excellent customer service and assist our customers with their insurance needs. Her family attends Odyssey Church in Loxley. They spend most of their time at the ball park watching their son play baseball or watching their daughters do all things dance. She loves living so close the beach and being outdoors.

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